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🌱 There Is a Way Out

Overwhelmed by Debt? We Can Help

You're not alone. We've helped thousands of Canadians find debt relief through consumer proposals, bankruptcy, and debt restructuring.

✓ Stop Collection Calls ✓ Stop Wage Garnishment ✓ Confidential
Financial freedom

10,000+

Clients Helped

DEBT SOLUTIONS

Find Your Path to Freedom

📝

Consumer Proposal

Pay back a portion of your debt over time. Keep your assets. Stop interest.

  • ✓ Pay as little as 20-30%
  • ✓ Keep your home & car
  • ✓ One monthly payment
  • ✓ Creditors must accept
MOST POPULAR
⚖️

Bankruptcy

A legal fresh start. Eliminate most debts and rebuild your credit.

  • ✓ Immediate debt relief
  • ✓ Stop all collection
  • ✓ Discharge in 9-21 months
  • ✓ Keep essential assets
🏢

Business Insolvency

Corporate restructuring, receivership, and business bankruptcy solutions.

  • ✓ CCAA proceedings
  • ✓ Receivership
  • ✓ Liquidation
  • ✓ Corporate proposals
HOW IT WORKS

Your Path to Fresh Start

1

Free Consultation

We assess your situation confidentially. No judgment.

2

Explore Options

We explain all options: proposal, bankruptcy, or alternatives.

3

File & Protect

Once filed, collection calls and garnishments stop immediately.

4

Fresh Start

Complete the process and rebuild your financial life.

COMMON QUESTIONS

Bankruptcy FAQ

Will I lose my house?

In most cases, no. Ontario has significant exemptions that protect your home equity. We'll explain exactly what's protected.

How does bankruptcy affect my credit?

A first bankruptcy stays on your credit report for 6-7 years after discharge. Many clients rebuild good credit within 2-3 years.

What's the difference between bankruptcy and consumer proposal?

A consumer proposal lets you pay back a portion of debt while keeping all assets. Bankruptcy eliminates most debt but may require surrendering some assets.

Will my employer find out?

No. Bankruptcy and proposals are confidential. Your employer is not notified unless they are a creditor.

TAKE THE FIRST STEP

Free Debt Assessment

100% confidential. No obligation. Find out your options today.

🔒 Your information is 100% confidential